Senior Citizen Card

The proportion of senior citizens in the country increased to 10.1% in 2021. Once an individual crosses the threshold of 60 years, many benefits become available to him/her.

The Indian government offers saving schemes to reduce senior citizens’ tax and financial burden. Several banks offer higher interest rates to senior citizens. They can also avail tax-free withdrawals from pension schemeslike the NPS.

Opting for a senior citizen card can help you enjoy several benefits. You can apply for the senior citizen card online or fill out a physical application. Find out more about how to apply for a senior citizen card.

Documents to Submit

Anyone applying for the senior citizen card should submit the following documents:

1. Proof of Identity

The acceptable documents are:

Aadhaar Card

Voter ID Card


Driving License

Central Government Health Scheme Card

Arms License with Photograph

Photo identity card issued by a State Government, the Central Government, or a Public Sector Undertaking

Ration card with Photograph

Pensioner Card having a photograph of the applicants

Bank certificate from the branch

Certificate of identity in original signed by MP or MLA or a Gazetted Officer containing a duly attested photograph

2. Proof of Residence

You can submit the following as an acceptable proof of where you reside:

Voter Card

Aadhaar Card

Ration Card


Telephone bill in the name of the applicant

Registered Rental Agreement for over one year

Bank Account Passbook

Revenue Record

House Allotment Letter

Certified Voter List

Registered Sale Deed

3. Proof of Age

Documents that support the age proof of the applicant are as follows:

  • Birth certificate
  • Pan Card
  • Passport
  • School leaving certificate

4. Reasons to Apply for a Senior Citizen Card

The reasons to apply for a senior citizen card are the benefits that come with it. The benefits can be divided into four primary categories:

1. Finance

A senior citizen card enables an individual to pay lower taxes than other citizens. Banks offer a 0.5% higher interest rate on fixed deposits. Citizens over 65 get 100% exemption from state professional taxes.

The post office offers an interest of 9% on investment schemes. Banks offer priority services like door-to-door document verifications.

2. Health 

Government hospitals offer free treatment to people with senior citizen cards. Private hospitals provide discounted treatment.

3. Travel

People with senior citizen cards enjoy 40-50% concession on railway charges. They can also avoid the crowd by booking tickets from separate counters. Airlines also offer discounts up to 50% on domestic flight tickets in economy class.

4. Other Advantages

Some other advantages include faster response time and priority hearing dates at courts. The passport verification process is less complicated. The mandatory police verification for senior citizens is often done after granting the passport. People with senior citizen cards can also enjoy reduced phone charges from select connections.

Ending Note

A senior citizen card enables old people to save more. From higher interest rates to railway concessions, senior citizens can enjoy it all.Click here to know more about the retirement plans and apply for the senior citizen card now!

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